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Paper Shredding Paranoia

Posted on 07 September 2010 by Total Secure Shredding

“I always feel like somebody’s watching me… ” (Rockwell)

Hey Folks,

I often get questions about what should and shouldn’t get shredded…

Actually, I get that question on a daily basis!

It’s funny that sometimes customers will come in for shredding down at our facility and actually make the excuse that the stuff they are shredding isn’t even that important – However they still want to watch and make sure it all gets shredded.

And for sure, not everything that is or should be shredded is just old tax returns, utility bills, bank statements, and cancelled checks.

We see a lot of old business cards, holiday cards, and the mailing addresses ripped off of old magazines.

Perhaps this is where customers get the notion that the stuff they are shredding isn’t all that important.

First of all, I don’t judge what my customers do and don’t deem important enough to shred.

I for one shred everything. I even had a customer that brought in multiple boxes of old Playboys for shredding… Go Figure!

Second of all, there’s a very good reason to make sure everything that has your name plus any sort of contact information should be properly destroyed…

That reason is called Social Engineering.

You may or may not have heard of social engineering.

… But is goes something like this:

Let’s say you throw away a bunch of old copies of Business Week or your subscription to the Wall Street Journal.

And let’s say that this old magazine or newspaper has your name and address – Sometimes they’ll even have your phone number listed.

Now, let’s say some Jerk finds your old magazine or newspaper, with your contact information, and decides to give you a friendly reminder call…

Maybe he’ll say that your subscription is about to expire and if you would like to provide your credit card information he can continue sending your subscription without interruption.

Maybe he’ll be so cunning as to ask if you want to extend the subscription for another year for only 50% more. Or maybe he’ll even throw in the free football phone!

And on top of everything, there’s a good chance you’ll hastily pull out your credit card and provide him exactly everything he needs in order to make the charge.

If this Jerk is smart, and you’re lucky, he’ll only make a small charge on your credit card so you won’t even know you’ve been scammed.

If you’re unlucky, he’ll run up your credit card so there will be no doubt you’re the victim of I.D. Fraud.

Or perhaps, he will just put a small charge on your card and then sell the information to someone in Nigeria who will max it out.

Don’t think these Jerks exist?

… Here’s one…

His name is Kevin Mitnick and apparently his biggest problem is “Staying Legal.” Here’s the full article.

This guy spent 5 years in the hoosegow for calling up employees of various large companies such as Novell, Motorola, and Nokia and using his “schmoozing” skills “to get source code and other sensitive information.”

To good news is that this guy uses his infamous reputation to make a living as a consultant, speaker, and author (sarcastic tone).

Here’s the deal…

This guy was able to talk his way into some pretty sensitive information from people who really should have known better.

I guarantee there are loads of just as sophisticated people out there trying to pry you from your hard earned money. All they have to do is get enough contact information, with just enough relevant personal information, in order to sound believable… and then it’s just a matter of making enough phone calls.

Just this year I had someone from a cell phone company call me to settle a small bill (about $35) that supposedly was overdue. I told them to send me a bill. They wouldn’t until I confirmed some more personal information. I refused and they got upset and eventually hung up – never to call back.

So indeed, these jerks are out there (it’s not always a “he”; in my “phone company call,” it was a “she”).

But there are some precautions you can take. In a recent blog, I listed 10 Identity Fraud Prevention Tips

Tip “Two” specifically discusses how not to fall victim to Social Engineering.

Another good tip is to shred anything that may contain your personal information… even if at first glance it may seem silly or paranoid.

In the end, I won’t think any less of you for bringing in as much as you see fit to ensure you remain free from I.D. Fraud.

Actually… Welcome to my world of Paper Shredding Paranoia!

Until next time…

Keep Totally Secure,

Mike

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10 Identity Fraud Prevention Tips

Posted on 02 August 2010 by Total Secure Shredding

Hey Folks,

Mike Here…

Identity Fraud (also commonly known as Identity Theft), is one of the fastest growing crimes in the United States that affected more than 11 million adults in 2009.

We are talking about a crime that totals $54 Billion annually.

That’s not “Chump Change” but there are some very simple precautions you can take in order to greatly reduce your chances of becoming a victim of I.D. Theft.

Here are 10 tips I put together to help you protect yourself, your family, and your business from the dangers of I.D. Fraud:

  1. Properly shred or otherwise destroy all old bank statements, cancelled checks, old tax returns and other documents containing sensitive personal information prior to disposing of them. Personal information you should be on the lookout for is an individual’s First Name, or First Initial and Last Name linked with any of the following data elements:
    1. Social Security Number
    2. Driver’s License number or State Identification Card Number
    3. Account Number or Credit or Debit Card Number, in combination with any required security code, access code, or password that would permit access to an individual’s financial account.
  2. Be extremely cautions of anyone calling and asking to verify your information. Even if the person says they are from your bank, utility company, or other service provider. The safest bet is to not provide any information (especially social security and credit card or bank account numbers) and tell the person you’ll call them back using the phone number that is listed on a previous statement, invoice, or other correspondence. If the person on the phone gets upset and tries to push the issue, hang up immediately.
  3. When recycling electronics, make sure they have been properly sanitized before disposal. This includes computer hard drives and other memory capable devices such as smart phones.
  4. Do not email sensitive personal information (including credit card information). Most email is not encrypted and can be accessed if the sending or receiving computer has been breached by “Malware” (Trojans or Key Logging Software).
  5. Do not keep sensitive passwords and account information on your computer, laptop, or phone unless they have been properly secured. One free program you can use to securely store this type of information is “Keypass” http://keepass.info/
  6. Never give out your ATM PIN to anyone… Not even to close friends or relatives. Once you give your PIN away you are basically authorizing that person to have free access to your account. At that point, there’s not much that can be done if that person decides to take more than originally planned.
  7. Be cautious about online shopping. Only shop with recognized vendors that have good on-line reputations with proven secure websites. One thing to look for is that the webpage you’re putting your credit card information on has been encrypted. Once you get as far as putting in your credit card information, take a look in the website address window and make sure the website is prefaced by https. The “S” in “HTTPS” stands for secure and ensures a SSL/TLS protocol is in place to provide encryption so that no “eavesdropper” or “man-in-the-middle” can intercept your credit card information.
  8. Install an antivirus and malware software on each of your computers. A good antivirus program is called “Avast.” You can download a free version of at http://www.avast.com/lp-upgrade-4-5-free#. If you’re looking for a Malware program, checkout a program called “MalwareBytes”. Learn more about MalwareBytes and download a free version at http://www.malwarebytes.org/. And Finally, one of the best methods for preventing unauthorized access to your computer is to Update, Update, Update. It’s critical that you make sure all your software has been updated. Many times, these updates patch potential vulnerabilities hackers are using to access your computer.
  9. Review monthly checking, savings, and credit cards statements for unauthorized transactions. Even a relatively small monthly transaction can add up over many months or years.
  10. Perform an annual review your credit reports from the three credit reporting agencies so see if any unauthorized lines of credit have been opened. The Fair Credit Reporting Act guarantees you can access your credit report free of charge every 12 months from each of the three credit reporting agencies – Experian, Equifax, and TransUnion (read more at http://www.ftc.gov/freereports). The ONLY authorized site to get your free credit reports is www.annualcreditreport.com.

Feel free to comment below about any tips you may have that can help prevent I.D. Fraud.

Until Next Time…

Keep Totally Secure,

Mike

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